Payment Methods Accepted

At Step N' Stone Physical Therapy, we accept in-network benefits on all insurance plans we participate with (see list below). We accept cash, checks, credit, and we offer affordable payment plans for any copays, co-insurance or deductibles. Cards accepted are Mastercard, Visa, and Discover cards. Please call us directly at (765) 453-8855
We are now accepting:

    Insurance List


  • MEDICARE
  • MEDICAID
  • ANTHEM BLUE CROSS BLUE SHIELD
  • AETNA
  • HUMANA CHOICE
  • UNITED HEALTHCARE
  • CIGNA
  • TRICARE
  • HIP
  • MULTI-PLAN
  • WORKMAN'S COMPENSATION
  • SAGAMOR NETWORK
  • INDIANA HEALTH NETWORK
  • MEDRISK
  • TECHHEALTH
  • HOOSIER ALLIANCE
  • There are more insurance providers that we are in network with. Call us for inquiry.

    Insurance Info

  • We offer a 20% discount to those paying cash out-of-pocket, those with high deductible insurance plans.

  • Many insurance plans or Medicare will cover either all or a portion of the treatments. Again, we accept in-network benefits for ALL insurances we participate with.

  • You are responsible for co-pays, coinsurance and deductibles. Your co-payment, if any, must be paid at each visit throughout the course of our treatment. If a deductible is part of your policy, then you will be billed any part of your treatment that was applied to your deductible. Your coinsurance, if any, is determined by your carrier.

  • We will call your insurance and find out your benefits. As a courtesy, we will provide you with a written summary of your medical and physical therapy benefits. If you'd like to know this information before starting therapy, we'd be happy to find out your benefits prior to your first treatment.

  • If you are injured in a car accident or work injury, we will bill your no-fault or workers' compensation carriers. If you decide to pay for your treatment through your health insurance, after no-fault denies further payment, you are responsible for your deductibles, co-insurance, and/or co-payments.


Service Fees for Out of Pocket Payers

Services Fees      Discount rate*    Description
Initial Exam $150 $120 Includes exam, education, self-care, home exercises
Re-evaluation $100 $80 Includes progress note, self & home care
Soft-tissue mobilization $40 $32 Reduces scar tissue and enhances circulation
Joint Mobilization $40 $32 Improves motion and balanced movement
Exercise Session 1 $40 $32 Instruction on how to improve strength & flexibility
Exercise Session 2 $20 $16 Supervised conditioning & strengthening in our facility
Biomechanical Correction $40 $32 Re-establishes healthy movement to reduce pain
Neuromuscular Re-education $50 $40 Re-trains muscles to normal function
Electrical Stimulation $15 $12 Stimulates the reduction of pain and spasms. Improves wound healing
Cold Laser $15 $12 Stimulates acuppressure points in the feet and/or hand
Ultrasound $60 $48 Reduce pain and inflamation, and increase tissue healing
Paraffin $15 $12 Stimulates circulation and tissue elasticity
Heat or Ice $10 $8 Helps to reduce inflammation by effecting blood vessels